The operational load sits with us.
Compliance on one platform.
BSA/AML, sanctions screening, and transaction surveillance run natively on software we own — not stitched together from vendors.
Policy that holds up at exam.
Eighteen years of written policy for the categories your examiners ask about, documented the way a committee expects to read it.
Reporting you can audit.
Daily settlement and monthly residual statements — exportable, queryable, and built for the way your auditors actually work.
A named risk contact.
One named risk lead on our side, with escalation paths written into the agreement rather than assumed.
Written down, monitored daily, escalated to a person.
Every control below runs on our platform and reports into yours. You approve the program once and see the same book every month.
Pre-board to post-funding
Every file is built the same way, documented the same way, and refreshed on a schedule — so the book you approved is the book you keep seeing.
- Identity and business verification on every signer
- Sanctions and adverse-media screening
- Quarterly file refresh across the active book
- A written compliance manual, with a change log
Continuous monitoring
We watch the book continuously and escalate to a person the moment a pattern crosses threshold. You are not relying on a model alone.
- Daily exception reporting
- Velocity, chargeback, and refund thresholds
- Automatic pause on flagged accounts
- Your risk team sees what we see
Residual + settlement, reconciled
One monthly pack, reconciled before it reaches you, in a format your reporting stack can ingest without rework.
- Monthly residual statement
- Settlement-file reconciliation
- Exportable to your reporting stack
- Read-only access for your auditors
Three steps to a live program.
Diligence + intro
A 30-minute call to align on appetite, then a documentation pack built for your underwriting committee.
Agreement + ops onboarding
Agreements sign, the program is configured, and operations hand off — with named contacts on both sides.
Live merchants + monthly review
First merchants go live within weeks, followed by a standing monthly review on risk, volume, and residuals.
Everything above, in one document.
A bank-facing pack covering the program, the controls, the reporting, and the categories we run — written for an underwriting committee to read end to end.
Trusted & Certified