BankCard International Group
Payments · Cash discounting

Post one price. Keep more of every sale.

Cash gets a set amount off; card pays the price on the shelf. It is allowed in every state you operate in, and the signs, receipt wording and staff script are done before the terminal arrives.

Talk to an expertAll payments
One
Posted price
Every state
Where it is permitted
Ready
Before the hardware ships
Done for you
Signs and receipt wording

The case for it

What you keep, and who you keep.

01

More of every sale stays yours

What you keep goes up on every sale. Post one price that carries the card cost, and on a small sale that slice stays in your pocket.

02

No fight at the register

The price on the shelf is the price on the card receipt, and cash gets a little off. The customer pays the price they saw. No argument at the register.

03

One program, every state you operate in

A posted cash discount is allowed in every state. One set of signs, one script and one program, whether you run one counter or six across a state line.

Under the hood

The customer sees both prices. You keep more either way.

You keep more of every sale and the customer pays the price they saw. Cash gets a set amount off at the register, card pays the posted price, and both land in the same place.

Posted before anyone pays
Posted price$103.85
or$3.85 less
Pay cash$100.00
Whichever they choose, the sale lands in the same report.

The choice happens before the sale, not after it.

01

We work out the number with you, from your statements

The discount matches what cards actually cost you at your counter. Not a rule of thumb, and not more than that.

02

The terminal arrives ready to run

Receipt wording, register prompts and the signs for the door and the counter are done before the box reaches you. Nothing left for you to work out.

03

Your staff get one sentence

The price is on the shelf. Pay cash and it is a little less. A new hire can say it right on their first shift.

04

You see what you kept

Cash and card sales land together, and what you kept is right there. No math at the end of the month.

Sales
Sales
Deposits
Reports
Kept so far today

$98.28

Cash and card together

Item
Paid by
Posted price
Paid
Coffee and a roll
Cash
$8.31
$8.00
12-pack and ice
Card
$21.76
$21.76
Deli sandwich combo
Cash
$12.46
$12.00
Gas, pump 4
Card
$41.52
$41.52
Car wash and soda
Cash
$15.58
$15.00

In the platform

Cash and card sales, one report.

No second set of books. Discounted sales sit with everything else, and what you keep is worked out across all of it, not just the cards.

  • Discounted and full-price sales in one view
  • What you keep, across every way you get paid
  • Reports that land in your accounts on a schedule

Worth it when

It earns its place at a busy counter.

A good fit if

  • You run a convenience store, gas station, liquor store or quick-service counter and a real share of customers pay cash
  • Your tickets are small, so the card cost on each one is a line you notice
  • You operate in more than one state and want one program that runs the same in all of them

Probably not if

  • You only sell online. There is no cash sale to discount.
  • Hardly anyone pays you in cash, so there is little to discount.
  • You want a discount bigger than what cards actually cost you. We will not set that up.

The customer pays the price they saw. You keep more of it.

The price is posted. The discount is posted. Both were on the sign before they chose.

Plays well with

Wherever your customer pays.

Countertop and station

The prompt comes up at the register and the discount is applied before the total shows.

Handheld and mobile

Same price, same discount, table-side, on the sales floor or on a service call.

An ATM by the door

Customers get the cash the discount rewards without leaving your store.

The POS system you already have

Usually. Tell us what you run and we will tell you straight whether it connects, before you sign anything.

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FAQs

Common questions about cash discounting.

Talk to us

Find out what you would keep.

Tell us your state, your average sale and roughly how many customers pay cash. A person prices it and writes it down.