Same day
Inside the US, before the cut-off
Checked
The receiving account, first
One dashboard
Next to everything else you send
In writing
The fee, before you confirm
How it works
Checked before it leaves. Goes the same day.
You start it from the dashboard your money already sits in. The receiving account is checked first. Submit before the cut-off and it goes the same day inside the US.
Not in the path
Card network
Your account
Who you are paying
Checked, then released. Same day inside the US.
01
Start it where your money sits
From the same dashboard as everything else. Not a separate portal, not a call to the bank.
02
The account is checked first
The receiving account is confirmed before anything is released, so a wrong account is caught here, not after.
03
It goes the same day
Inside the US, when you submit before the cut-off.
04
You watch it arrive
Tracked through to arrival, in the same report as everything else you send and receive.
Where it plugs in
Next to every other way money leaves.
Some payments only get one chance.
A wire is for those.
When to reach for it
When to use a wire.
Right for you if
For the few payments a month that cannot go wrong.
A good fit if
- You send a few large payments a month: a closing, an equipment deposit, a supplier paid up front
- The other side is waiting on it today
- It has to be there today and stay there
Probably not if
- The payment can wait two days. Send it as a bank transfer instead
- You pay many people small amounts. Those belong on bank transfers
- You may need to pull it back. That is not what a wire is for
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