Where others say no, we structure it correctly.
Banks and card networks classify businesses as emerging based on industry, chargeback history, average ticket size, card-not-present volume, and the regulatory environment. Even a well-run business can be labeled emerging simply because of the category it operates in. BIG was built for exactly that gap — a broad network of acquiring banks specifically tuned to challenging merchant categories, paired with transparent terms and a real human on the phone.
Industries we support
Six emerging verticals where most processors decline and BIG specializes — every category structured at the underwriting layer, not papered over.
Why emerging operators stay with BIG.
A real answer from a real person
Underwriting decisions come from humans who actually read your file — not an automated rejection or a black-hole form. We pick up the phone and walk through the structure with you.
Transparent, competitive terms
Pricing for emerging accounts is typically higher than a standard merchant account, but BIG focuses on showing you exactly what you're paying and why. No surprises in your statement.
Built for the categories nobody else will touch
Firearms, CBD, cannabis, warranty, nutraceuticals, sweepstakes, travel, adult — a broad network of acquiring banks specifically built for challenging merchant categories.
Real 5-star reviews on Google. No edits, no incentives — just what merchants say when we’re not in the room.
“Highly recommend—professional, kind, easy to work with.”
“I'm very happy and satisfied with the service and platform. I've always had someone I can reach out to directly whenever I have questions, and they're always quick to help and follow up. On top of that, they regularly check in just to see how things are going, which I really appreciate. Their pricing is fair, and overall, they're incredibly professional, kind, and easy to work with. Highly recommend!”
Ali Fakhri“By far the best processing company I have dealt with.”
“In my 30+ years of business by far the best processing company I have dealt with. Very professional and everyone is extremely friendly and knowledgeable.”
Darrel Hundley“A great help to our canna business.”
“We have been using Bankcard PIN Debit system for 1 year now and it has been a great help to our canna business. Not only by significantly reducing the amount of cash handling but also by boosting our ADS, and on top of this they have a fast responding help team. Thanks Shane and team.”
Sparket Crew“Quick response when I had an issue.”
“Decent onboarding, quick response from their IT guy when I had an issue as well!”
Michael David Harrell“They always find ways to make it work.”
“Sometimes there were challenges, the company found ways to always make it work! It is a pleasure to work with them!”
Joseph Hyde“They made a confusing process very easy.”
“They made a confusing process very easy and streamlined!”
Stephen Horton“Highly recommend—professional, kind, easy to work with.”
“I'm very happy and satisfied with the service and platform. I've always had someone I can reach out to directly whenever I have questions, and they're always quick to help and follow up. On top of that, they regularly check in just to see how things are going, which I really appreciate. Their pricing is fair, and overall, they're incredibly professional, kind, and easy to work with. Highly recommend!”
Ali Fakhri“By far the best processing company I have dealt with.”
“In my 30+ years of business by far the best processing company I have dealt with. Very professional and everyone is extremely friendly and knowledgeable.”
Darrel Hundley“A great help to our canna business.”
“We have been using Bankcard PIN Debit system for 1 year now and it has been a great help to our canna business. Not only by significantly reducing the amount of cash handling but also by boosting our ADS, and on top of this they have a fast responding help team. Thanks Shane and team.”
Sparket Crew“Quick response when I had an issue.”
“Decent onboarding, quick response from their IT guy when I had an issue as well!”
Michael David Harrell“They always find ways to make it work.”
“Sometimes there were challenges, the company found ways to always make it work! It is a pleasure to work with them!”
Joseph Hyde“They made a confusing process very easy.”
“They made a confusing process very easy and streamlined!”
Stephen Horton“Highly recommend—professional, kind, easy to work with.”
“I'm very happy and satisfied with the service and platform. I've always had someone I can reach out to directly whenever I have questions, and they're always quick to help and follow up. On top of that, they regularly check in just to see how things are going, which I really appreciate. Their pricing is fair, and overall, they're incredibly professional, kind, and easy to work with. Highly recommend!”
Ali Fakhri“By far the best processing company I have dealt with.”
“In my 30+ years of business by far the best processing company I have dealt with. Very professional and everyone is extremely friendly and knowledgeable.”
Darrel Hundley“A great help to our canna business.”
“We have been using Bankcard PIN Debit system for 1 year now and it has been a great help to our canna business. Not only by significantly reducing the amount of cash handling but also by boosting our ADS, and on top of this they have a fast responding help team. Thanks Shane and team.”
Sparket Crew“Quick response when I had an issue.”
“Decent onboarding, quick response from their IT guy when I had an issue as well!”
Michael David Harrell“They always find ways to make it work.”
“Sometimes there were challenges, the company found ways to always make it work! It is a pleasure to work with them!”
Joseph Hyde“They made a confusing process very easy.”
“They made a confusing process very easy and streamlined!”
Stephen Horton