How it works
Repaid from what you sell, a little each day.
We read the sales already running through us, put the offer in front of you, and send the money to your operating account, in time to buy the stock before the rush. A share of each day's sales repays it.
Each day's sales split as they land: most to you, a share to the loan.
01
We read your sales
How much you sell, when it slows, and your average sale. Enough to put money behind the season you are buying for.
02
You see the whole offer
The amount, the total cost, and the share of sales that repays it. All three up front, so you know what the season costs before you commit to it.
03
The money lands
In your operating account, so the order goes out or the hire starts.
04
It repays itself
A share of each day's sales goes to the loan and the rest to you, until the agreed total is met. A slow day repays less.
Where it plugs in
It runs on what you already have with us.
The stock is on the shelf before the rush.
You repay it from the sales it makes, a little from each day.
Why teams switch
The busy season does not wait for a bank.
Right for you if
The money has a job, and the job is soon.
A good fit if
- You already process with us and sales come in steadily
- You need it for something specific and near: inventory before the season, a repair, a hire, an order you want to say yes to
- Your sales rise and fall with the season, and a fixed monthly payment squeezes the quiet months
Probably not if
- You have not processed with us yet, so there is no history to read
- You would rather pencil in the same payment every month, whatever you sell
- You are buying something that lasts years, a build-out or equipment, and want to repay it over the life of the thing. That is business loans, a different page.
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