What you get out of it
The asset now, and a payment you can budget.
Repay the thing over the life of the thing.
A build-out earns for years. The payment should be spread the same way.
The mechanism
What you are buying decides the shape of the loan.
Name the thing and when you need it. We fit the term to the years it will earn, and the numbers are in front of you before you commit.
What you repay
You see both before you sign.
01
Tell us what you are buying
The build-out, the machine, the location. The amount, and when you need it.
02
We assemble the file
Statements, books and whatever the lender asks for, gathered by us rather than by you.
03
You see the whole number
Amount, term and the total you will repay. In writing, before anything is signed.
04
Funds land, with a schedule
One fixed payment you can put in the budget, and a date when it ends.
Already part of
Your account, your books, your accountant.
Your processing history
If you take payments with us, that history strengthens the file. If not, your books carry it.
Equipment finance
For a kitchen, a truck or a chair, the thing you are buying can be the security.
Your operating account
The money arrives there and the payment comes out of there. One place to watch.
Your accountant
The offer in a form they can read in one sitting.
Who it suits
For the owner buying something that lasts.
A good fit if
- You are buying something that will still be earning in five years
- You want the same payment in month one and month forty
- Your bank has been slow, and you would rather somebody else chased the paperwork
Probably not if
- You need the money this week, for inventory that sells through in a season
- You would rather repay a little from each day's sales than on a fixed date
- You qualify easily at your bank, where the rate is usually better
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